Advantages of an Exclusive Property Listing Agreement With Your Real Estate Agent

Property buyers are always exposed to lesser options than the availability. This is because of the unwillingness of estate agents to share the information about different properties at their disposal with each other. This may also give problem to the seller because the property gets exposed to lesser market, and it has fewer chances of getting the highest possible price. The seller is also vulnerable to losing track of the entire procedure, something that can have serious ramifications in the future. However, there is a simple yet efficient solution to this problem. And that resides in the formulation of an exclusive listing agreement between the realtor and the seller.

How does an exclusive listing agreement weed out the flaws of the current system? And how does such an agreement facilitate all the three parties involved.

  • An exclusive listing agreement works both for the seller and the agent. The agent is assured of being financially rewarded if he sells the property for a higher price and thus is more motivated to achieve the same while the seller is most welcome to any high bids that the agent brings in.
  • By law, an exclusive listing agreement allows the agent to put up a yard sign in front of the property for sale. Historically, 60% of all buyers are attracted to properties after noticing yard signs. So when a yard sign goes up, the seller is assured of a higher market for his property which increases the chance of him getting a better deal.
  • Carrying on from the first point, if an agent is assured of his financial future with the property, he will also invest more in advertising the property which will of course attract more potential customers, driving up the demand for the said property and along with it, the price.
  • Through an exclusive listing agreement the property is provided with exposure to other agents resulting in the increase of the demand of the property and involvement of more buyers. A better selling price can be achieved by this procedure.
  • The exclusive listing agreement keeps the property seller involved throughout all of the stages of the transaction. The agent shares all information with the buyer and ensures that it goes without any hindrance.

With an exclusive listing agreement the seller and the agent merge into one team and collaborate collectively towards one single goal; exacting the maximum price of the property. For obvious reasons, such an arrangement is better than a seller working alone trying to sell his property while juggling the task with his other daily activities. Team work has always been considered more beneficial. Therefore, you are recommended to have an exclusive listing agreement with your real estate agent. This will surely make things easier for you.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Cullen Martini

Know the Essentials to Buy a Property From the Real Estate Market

The real estate market is an ever-growing one. The buyers can get great deals from the market even though the market is not a fully grown one. The only thing that they have to keep in mind is that they have to know exactly where to approach. In this article, we have provided some of the tips that will help you to buy the best real estate property. Keep reading this article to find out what they are.

Enough Credit

Before you buy a property then it is necessary that you should make your credit a sound one. This will also determine if you would get a mortgage or not. Get your credit score checked if you want to get it on loan. Until you buy the property forgo any purchases that would incur you huge amounts of expenditure.

Get a Proper Inspection Done

Hire an inspector who will inspect the new home for you. They do scrutinize the place in details that helps you to find out major to minor faults. The more you are aware of that the more you will know the costs you will need to get them repaired.

Go To an Agent

Getting an agent to find the right property for you will make the process easier for you. They have the right knowledge and the right contacts. This makes the process of reaching to your dream home a quicker process. For a more prompt support, you might contact more than one agent.

Find Out Schools Nearby

It is important for you to find a school near you if you are having kids. This is because the quality of schools varies from one place to another. Education is important and if you have kids then you will understand the relevance.

Pay Attention to Foundation

When you are buying a house it is really worthwhile for you to check if the foundation of the house is properly done. This will help you to keep safe in the upcoming years and even at times of climatic disasters. Moreover, if they are not properly done then you have to spend too much resource and time on their maintenance and repairing.

Determine the Cost

The last but not the least thing is that you have to know the cost of the property. If it is within your budget then only you would be able to buy them.

So, following these little things can really help you to find a good real estate property that will best suit your needs.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Achal Mehrotra

Farms and Ranch for Sale

It is so tempting to begin dreaming of the simple life when you see a sign that indicates „Farms and Ranch for Sale“. There is a certain romantic quality to rural living. Getting away from it all is the mantra of city dwellers. You can watch very wealthy celebrities enjoying their designer ranches on television frequently. Unfortunately, most of us are not wealthy and must work for a living. Running a farm or a ranch requires hard work. It is a major decision to buy any of the farms. And a ranch for sale that is purchased on a whim can cause just as much work and heartache if all facets of the purchase are not considered.

Finding those signs that say, „Farms and Ranch for Sale“ is not difficult. You can find many purchase opportunities from a variety of sources. The quickest route is to use a real estate agent. An agent will be familiar with all the properties for sale in the area you are interested in farming or ranching. Even if you desire to purchase outside your current home state or area, a real estate agent can locate properties around the world if necessary.

But before deciding to make a major move by purchasing any one of the farms and ranch for sale, make sure you understand the ramifications of your decision. Farms and ranches are in the country. It is often a long drive to the grocery store. Both require hard work and dedication. Sometimes you will be unable to leave the property during bad weather. The property must be regularly maintained. There will be problems you have not even thought were possible. There are outbuildings to maintain, roads to clear, fences to mend, and livestock to feed. Often wild animals will cause damage to your property that will have to be repaired. In other words, there are actually many more things to worry about when considering the sign that says „Farms and Ranch for Sale“ as opposed to purchasing a condominium.

But the joys of rural living are often more than enough to overcome any difficulties. If you are one of those people who is determined to move to a farm or ranch, then nothing can be said that will discourage you from your mission. In that case, the next step is to find the right property. That means determining the size of the farm or ranch for sale that is workable for your budget and time. It is recommended that you start small if you are a beginner. Don’t try to take on too much in the beginning, because you can always expand later on.

Beware of prices that appear to be too cheap. There is most likely a reason and it’s not a good one. Unless you are one of the fortunate ones to find farms or a ranch for sale at bargain basement prices due to special circumstances, prices too low can indicate a problem. If you use a real estate agent, make sure the agent does a complete financial history on the farm and ranch for sale. Seeing how often and at what price the property has been sold can reveal a lot of information and raise many questions.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Mark Williams

How Can I Sell My House For Cash?

If you are in the unfortunate position of not being able to sell your house and keep asking yourself „how do I sell my house for cash“, especially if you want to get rid as soon as possible, this article will point you in the right direction. You will find out the best and most efficient way to sell your house.

This article will also go into the reasons why people want to sell their home and why some people need a quick sale. It will also go into the whole process of a quick sale and what to expect when exploring an alternative to the long drawn out process of the traditional estate agents.

The reasons why most people ask „how can I sell my house for cash“ and want a quick sale may differ greatly:

*Couples going through a divorce would find it beneficial to cut all ties as soon as possible, so selling the house and splitting the proceeds would be of benefit in a very stressful situation.

*People who are in debt and heading towards repossession will be able to cash in before they totally lose out.

*People who need to relocate in a hurry can use the cash to help set up their new home.

*People wishing to downsize to a smaller property

*People wishing to upsize to a larger property

*People who simply cannot wait for the long drawn out process through the traditional open market via estate agents.

For whatever reason you wish to sell, you will benefit from the cash outlay after the speedy completion.

The process for a speedy home sale is relatively easy and straightforward. You simply provide details about your home to an efficient cash buyer. They will then assess your needs, requirements and suitability for a cash purchase. They will then give you an estimated offer.

Assuming you are both in agreement, a viewing of your property will be arranged. If the homeowner would like to proceed then a written offer will be made. All associated costs such as solicitor’s fees and all other legal costs of selling a house will be borne by the cash buyer. There are also no hidden charges so you will not be caught out forking out for unexpected costs.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Claudia Cilandros

Best Home Remedies for the Flu

The term flu is used to refer a common viral infection, influenza, which affects the nose, throat, lungs, including the complete upper respiratory system. The common symptoms are high temperature, headache, chills and sweats, runny nose, and a complete loss of appetite. Some people have symptoms like back aches, fatigue, and feeling of being washed out, diarrhea and sometimes vomiting in young children. There is no cause for worry as there are simple home remedies for flu which can lessen the symptoms of flu and help in early recovery.

Elderburry in any form for example, as juice, tea or syrup is a potent home remedy that can help to knock out the symptoms of flu. Elderburry juice can be mixed with lemon juice and honey or it can be brewed as a tea and taken to purify the lungs and skin. It also has the capacity to generate perspiration to reduce fever. It has calming properties and acts as a detoxifier to reduce congestion caused in respiratory organs.

Home made chicken soup takes care of the symptoms of flu and it is also one of the age old home remedies for flu. Rest is also the most simple and effective home remedy because it helps the body to relax and the immune system to ward off the virus. The intake of fruits which are rich in vitamin C like oranges, mango, papaya, guava, etc helps to boost the immune system and provides relief from the symptoms of flu.

Dry cough which is a symptom of flu tires the body and prevents the patients from getting enough sleep. Therefore, to prevent cough it is better to chew few cloves of ginger root or take a mixture of the age -old home remedy that is a mixture of ginger and honey. To prevent cough, honey can also be mixed with a cup of hot water and taken. Garlic, the kitchen queen, when taken initially, lessens the severity of the symptoms of flu.

Flu is always accompanied by vomiting, diarrhea, etc so the body suffers from dehydration. So the herbal remedy to counter dehydration is to have a good intake of liquids. The patients should have plenty of water, fruit juices, warm soups, herbal teas, electrolytic beverages etc to keep the body well hydrated. An important thing that the patient should avoid is caffeinated drinks and also alcohol. Keeping indoors humidified is another effective home remedy because the moist air helps to prevent the spread of flu and also relieve nasal congestion.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Chris Cornell

Schwetzingen Castle: Heidelberg’s Neglected Cousin

Each year, hundreds and hundreds of tourists flock to the famous Heidelberg Castle for pictures of the exquisite red ruins. Unfortunately, many of those visitors overlook the nearby Schwetzingen Castle and Gardens. Only a few minutes from its more famous cousin, Schwetzingen patiently waits to be enjoyed.

With roots as far back as 1350, Castle Schwetzingen is a delicious example of baroque architecture. Electors, Princes, Counts as well as famous writers, poets, and a seven-year-old Mozart have graced the echoing hallways over its history. Delight in the details as you explore room after room in this exquisite palace – painstaking restoration work has kept this piece of the past in pristine condition. Although the castle is an experience in and of itself, some argue that the gardens hold the real pull for visitors.

Symmetry is supreme, giving a balanced feeling to even a short glance out into the gardens. Meticulous organization harmonically coexists between the lush green life of nature and the stark man-made marble that is heartily sprinkled throughout the gardens. Rows of arched greenery hide the visitor and if for even a moment, give total solitude from the outside world. Pan hides among the living maze, perched atop a large boulder and playing a silent tune for a forest audience. Stop and listen, hoping for a note or two from the lone performer. The Temple of Apollo boasts from a small hill; a few well-angled sunbeams make its fence line full of golden suns glow. Travel to exotic lands by passing the marble lions and perfectly manicured trees which silently guard the pathway to the mosque. Imagine the scent of incense burning while listening to the low lull of a mid-eastern melody. Continue on to discover the Asian bridge and the temple ruins before losing yourself again in the labyrinth of foliage.

See pictures of Schwetzingen Castle and Gardens and more of Europe’s hidden treasures in „Europe for the Senses – A Photographic Journal“ by Vicki Landes. Available at and other major bookseller sites.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Vicki Landes

Destinations in Southern Germany: The Romantic Road

The Romantic Road follows an old trade route and leads from the city of Würzburg (see a previous article of mine for a description) to the foothills of the Alps. Driving along the Romantic Raod, or part of it, gives you a chance to experience medieval towns, baroque palaces and King Ludwig’s castle.

You can see a map of the Romantic Road at

After driving south from Würzburg, your first stop should be the palace in the town of Weikersheim, with its marvelous baroque gardens. Further along the road, the town of Creglingen offers the Herrgottskirche, a church famous for its altar carved by Tilman Riemenschneider in the early 16th century.

The road then follows the Tauber river to Rothenburg (which I have described in an other ezinearticle). Take your time to walk around this charming town enclosed by a wall and towers. Among the main tourist attractions are the Crime Museum, St. Jacob’s Church (with another altar by Riemenschneider), Käthe Wohlfart’s Christmas Village, where you can buy Christmas-related items all year long, and the Doll and Toy Museum.

The town of Dinkelsbühl is similar to Rothenburg, as it has preserved its medieval character, though its is much less overrun by tourists. Further south, you reach Nördlingen, a walled town dominated by the 270-foot steeple of St. George’s Church. Nördlingen is famous for a geological feature, as it is situated in the center of a 15-mile wide meteor crater. You can learn about it in the Rieskratermuseum.

The city of Augsburg, which was founded by the Romans 2,000 years ago, is the largest city on the Romantic Road, so be prepared for some heavier traffic here. Among the highlights are the town hall, the cathedral and the Fuggerei, a settlement that the rich merchant family Fugger created for poor citizens in the 16th century.

Further south, as you begin approaching the foothills of the Alps, you should visit the Wies Church, a perfect example of the Rococo style. And finally, near the town of Füssen, the is Castle Neuschwanstein, built by Bavarian King Ludwig II in the late 19th century.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Pamela Bruce

Nursing Home Care Versus Home Care

If you’re in the market for long term care for an elderly or disabled adult who needs medical monitoring and assistance with personal care, hygiene, and other daily living activities, the odds are that you’re considering both nursing home care and at-home care. These two options are the most poplar solutions when a loved one’s medical needs have progressed beyond what the patient can do for themselves or what the patient’s family can provide. Choosing the best option can be a challenge. Both offer benefits and drawbacks, and in the end, it’s a question of which one better serves more of the patient’s needs. Understanding the positives and negatives of each long term care option can help make the decision easier.

One of the big benefits that nursing homes provide is the opportunity for structured and unstructured activities and socialization. In many nursing home settings, residents who are able to participate will find themselves able to participate in everything from field trips to resident council meetings. Larger nursing homes usually employ activities directors that arrange outings and transportation, club meetings, games, and social affairs for the residents. In addition to socializing with other residents, it’s not unusual for residents and staff members to develop friendly attachments. Speaking of staff, nursing homes employ enough staff to cover patient care and medical needs 24 hours a day and 7 days a week. Even if several people call in sick or inclement weather prevents people from driving, you can be assured that at a nursing home, there is a full staff to see to your loved one’s needs.

The primary drawback of nursing home care is the loss of familiar surroundings that residents will experience. It is not at all uncommon for normally alert and oriented patients to become confused while transitioning to nursing home care, though this typically does not last long. Residents are usually assigned a roommate, or will have to pay extra for a private rooms. Private rooms are often scarce even for those willing to pay extra. Because space is limited, nursing home residents are only allowed to bring a limited number of possessions from home. If the most adequate nursing home for a patient is located far from their home, they may even lose the comfort of familiar faces, as family and friends may find it difficult or inconvenient to visit. Patients may feel abandoned, may be distressed about the loss of privacy and possessions, and may be intimidated by the many strangers that work and live in the nursing home.

Employing an agency to provide nurses and aides for at-home care or hiring nurses or aides privately neatly addresses the problem of unfamiliar surroundings. Home care allows the patients to keep their possessions, stay in the home that they’re familiar and comfortable with, and avoid unwanted interactions with strangers. It’s common for agencies to send the same home care team to a patients home on a regular basis, and when hiring private medical caregivers, families often choose caregivers who are interested in live-in positions. That means that the patient can get to know and feel comfortable with their caregivers. There is usually a lower turnover in these positions than in nursing home positions. Being the only patient in the house also affords the patient with more privacy than an institutional setting can. Family and friends who regularly visited before the home care was needed won’t have to change their routine to keep in touch.

On the other hand, a patient who already had little interaction with family and friends can become very isolated when being cared for at home with only the caregiver for company. At-home care also carries the risk of the caregiver not showing up when needed, either through scheduling errors or in emergency situations. Depending on the physical and mental state of the patient, being left alone could be a minor inconvenience or a disaster, or anything in between. It should also be noted that, while the majority of home nurses and nurse aides are caring individuals and upstanding citizens, the risk of abuse, theft, or fraud may be higher in home care situations where there is less oversight. Families should also consider the cost. At-home care often costs more out of pocket than nursing home care, and in many cases, money must be spent to outfit the house with rails, a hospital bed, and other safety and medical accessories.

In the end, the decision is a personal one for the patient and family. Keep in mind that any patient who is able should take an active role in discussing and deciding their medical and personal care needs, and if at all possible, the final choice should rest with the patient.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Cheryl R Baer

First Time Home Buyer – Understanding Mortgage Terms

You’re buying a home. Well picture this… you are sitting down at a loan officer desk and they tell you that if you want to purchase a home your LTV must be 96.50% and your D/P must be 3.5% your Rate is 5.00% and your APR is 5.752% w/ PT’s of 1.00% and a Loan origination fee of 1.00%. With all of that your PITIMI (piti-me) payment will be 1,100.00 per month.

Do you understand anything that was just said? Maybe a few of you do but for most of us that aren’t in lending this can be a big jumble of acronyms and abbreviations that don’t make a bit of sense. So here it is… the down low on the top 5 most used lending terms.

1. PITIMI (piti-me) payment – This is your total combined mortgage payment. Principal, Interest, Taxes, Insurance, & Mortgage Insurance

2. MI – Mortgage Insurance – Contrary to belief this is not your Home Owners Insurance. Mortgage Insurance is an insurance payment that you pay for your lender. It allows for banks to give out loans to people with a smaller amount of down payment and the customer pays the insurance to cover their risk for the loan. If someone defaults on their loan and the lender has to sell the property then the insurance will cover any gap in the amount that the collect.

3. H/O – Home Owners Insurance. This is your insurance policy. The insurance that you chose to cover your home against disasters, fire, and theft to be able to get you your money back if something happens to your property or your possessions inside.

4. LTV – Loan- To-Value. This is the percentage that is calculated from the amount that your loan is to the value of the home. IF your home is worth 100K and your loan is 80K then your LTV is 80%

5. APR – Annual Percentage Rate – this is not the rate that your payment is calculated on. Your mortgage payment will always be calculated based on the Interest Rate. You’re APR is what banks use to portray the true cost of your loan. If you have a bunch of fees associated with your loan then your APR will generally be a lot higher then the interest rate, if you don’t have very many fees to pay then your APR will be closer to the interest rate on your loan. When you compare loan products it is best that you compare your APR instead of the Interest Rate.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by C Fite

Seven Tips for Finding Great Real Estate Bargains

The recent influx of foreclosures and distressed properties creates a wonderful opportunity for investors. However, in order to find great deals on real estate, you can’t just have a few coming across your plate every couple days. Instead, use these seven tips to keep the bargains flooding your desk:

1. Connect With Lots of Agents

When properties go into foreclosure, it often ends up as real estate owned (REO) property. Agents who deal with these types of properties are your closest allies. Don’t just work with one. Instead, create a list of local REO agents. Take some time to meet with them and establish a good working relationship. Let them know what you’re looking for – you’ll find they will do a lot of the grunt work for you.

2. Work with Asset Managers

Asset managers can notify you of potential properties before they reach the multiple listing services. Some of these deals are far too good to pass up! And if you’re able to close quickly on these great bargains, the bank will just keep feeding you more and more.

3. Market Yourself to Local Individuals

While they may not be in foreclosure, there are many families experiencing financial difficulty that would love to sell their home. Don’t be afraid to spend some money on a strong marketing plan that targets these distressed homeowners. These individuals are looking to sell for whatever they can get, and you can find some profitable bargains when negotiating one-on-one with the seller.

4. Go to the Court House

There’s very little competition on real estate owned homes that have yet to hit the multiple listing services. While you can’t do a thorough inspection inside the house, you can find some great deals if you purchase on the courthouse steps.

5. Homes Being Sold by Owners

Since the homeowner isn’t paying a real estate agent to sell his home, these types of sales can present great bargaining opportunities. They aren’t listed and don’t get nearly as much activity as those homes on the multiple listing services. At first, the owner may not be ready to meet your low price. However, keep in contact and see if he’s willing to negotiate later on.

6. Search Ads and Respond Promptly

Motivated sellers advertise their homes in as many places as possible. Check the ads in your local newspaper or other publications. You can also find ads on social media websites, online home listing websites and even Craigslist. Check these ads on a daily basis and respond as quickly as possible in order to secure the best deals.

7. Let Friends and Family Know About Your Investments

As with any type of business, word of mouth is one of the most effective means of gaining clients. Let your friends and family know that you’re looking for great deals on real estate. Ask them to let you know when they or their friends are selling homes, especially if the price is low. Investors find many of their best bargains through word of mouth interaction!

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Alfred Ardis

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